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Long-Term Care Goal

Long-Term Care Goal Screen
 

Estimated Long-Term Care Expenses

Enter the amount of a hypothetical long-term care expense for the client in today’s dollars.  This expense will be inflated at the “Inflation Rate for Long-Term Care” entered on the “Assumptions” screen.  Average long-term care costs can vary widely by state.  For more information, visit http://longtermcare.genworth.com/overview/cost_of_care.jsp

Start Expense at Age

Enter the client’s age when the long-term care expense will begin.

Continue for (years)

Enter the number of years the long-term care expense will last.  The client is assumed to live until the age entered as the “Life Expectancy” on the “Assumptions” screen.

Long-Term Care Policies

Enter any long-term care policies the client already owns.

Description

Enter the name of the policy as you want it to appear in the printed presentation.

Insured

Enter the name of the insured.

Daily Benefit

Enter the daily benefit amount the client will receive during the long-term care event.

Annual Premium

Enter the annual premium paid by the client. This amount will NOT be added to your income needs, but it will appear in the presentation as part of the assumptions.

Waiting Period (Days)

Enter the number of days after the long-term care event begins before benefits begin.

Benefit Period (Years)

Enter the number of years the policy will pay benefits.

Cost of Living Adjustment

Enter the annual cost of living adjustment (COLA) for policy benefits, if any.

Red “X” button

Click to remove this line item.

“Add” button

Click to add a new line item.