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With Children under 18

Enter the percentage of the current household income (combined incomes of Client A&B) that must be replaced until the youngest dependent reaches age 18.

Enter the percentage of the current household income (combined incomes of Client A&B) that must be replaced after the youngest dependent reaches age 18, but before the surviving spouse reaches Life Expectancy (or for a specified number of years).

Include College Funding

Select this box to include the present value of the education needs in the calculation of Immediate Cash Needs at Death.  (Education needs are entered on the Household Information screen.)

Life Insurance Policies

Enter any current life insurance policies on Client A or B.  The death benefit will be available to help pay Immediate Cash Needs at Death and Continuing Income Needs.

Description

Enter name of policy.

Death Benefit

The death benefit will be available to help pay Immediate Cash Needs at Death and Continuing Income Needs.

Annual Premium

Enter the annual policy premium.  This amount will NOT be added to your income needs, but it will appear in the presentation as part of the assumptions.

Red “X” button

Click to remove this line item.

“Add” button

Click to add a new line item.